Individual Life & Disability Insurance
Life insurance forms the foundation of a sound financial plan. It can provide cash to your family after a death, help pay the mortgage, run the household, send children to college, or ensure that your dependents are not burdened with debt. Many people make the mistake of turning to the Internet for life insurance. At no additional cost, we offer you one-on-one advice and experience that you can’t obtain from an Internet site. With the help of a George Koury & Associates professional, you can develop a complete plan, regardless of your financial budget, that will protect you and your family.
Permanent life insurance
Permanent life insurance offers you insurance protection with the added benefit of cash accumulation. Your money grows at a competitive interest rate, and the growth is tax-deferred. It is one of the best methods to accumulate additional cash for emergencies, college educations, or your own retirement. Contact us today for information on Universal Life, Whole Life, and Variable Life.
Term life insurance
Term life insurance is one of the most affordable life insurance values available. Term insurance provides protection for a specific period of time. It pays a benefit if you die during the term, and because of low premiums, it is an ideal product for young families, those with limited cash resource, or anyone with short-term needs. Call or email us today for more information on Mortgage Protection, 5, 10, 20, or 30-year level term, flexible term, and low-cost term plans.
Short-Term and Long-Term Disability
If you were suddenly unable to work because of a disability, how would you meet your financial obligations without a paycheck? Social Security defines a disability as an impairment that must last at least 12 months, typically with a 5-month waiting period before benefits are paid out. Worker’s compensation insurance only covers occupational-related injuries or illnesses. Choose a level of coverage that best meets your individual or family’s financial needs. At George Koury & Associates, we can customize coverage with monthly benefits from $500 to $5,000, 3 to 24 month benefit periods, and multiple elimination periods. We can help provide a source of income while you concentrate on getting better.
Other individual services offered:
- Fixed & Index Annuities
- Dental Plans
- Individual AFLAC Policies
- Short & Long-Term Disability Policies
“George Koury and Associates, is the agency that has been handling our company’s health insurance needs for quite some time. I am so happy with this agency that they also handle my personal life insurance plans and have succeeded in getting us the most value for our money.”– Mary Gray, President, Contract Drilling & Blasting, Inc.