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Individual Long-Term Care Insurance

slider_pic06Fact: One out of every 2 people will need long-term care, either in a nursing home or home health care.

Fact: The average annual cost for home health care is more than $88 per day. The average annual cost of nursing home care is $56,000. This does not include the cost of medicines and therapies.

Fact: Over 40% of Americans receiving long-term care are under 65.

Fact: Most hospital and major medical plans and HMOs do not cover home health or long-term care.

Are you prepared for the time when you may need personal care and assistance? The right long-term care policy, one that is designed to meet your needs and financial situation, is an essential part of sound financial planning. Since premiums are based on your age at the time you apply, the younger you are, the lower your premium payments will be. George Koury & Associates can help you navigate the complicated nuances of long-term care planning to create a flexible, comprehensive plan to meet your needs now and in the future.

Other individual services offered:

  • Fixed & Index Annuities
  • Dental Plans
  • Individual AFLAC Policies
  • Short & Long-Term Disability Policies

“We have known George Koury for many years and his agency has been providing our firm with insurance services for several years. We have always enjoyed a very personal and professional relationship with George and his staff for all transactions. They always handle all matters in a very prompt and efficient manner.”
– A. B. Farmand, C.P.A., Farmand, Farmand & Farmand, P.A.